Mrs. Rosenberg

by Mrs. Rosenberg
(Louisville, KY)

There are three parts to our money-saving schemes:
1) I only take out a set amount in CASH every two weeks (per pay check) that I use on ALL household expenses.
2) I keep all my receipts and track our spending on an excel database. At the end of the month, we look back to see how much of our spending was extraneous.
3) We rarely buy items that are not BOTH on sale and necessary.