Cut Back on Spending Idea Blog

You all have such wonderful ideas and I'd like to hear from you how you are cutting back and managing the family's finances.

Click below to see contributions from other visitors to this page...

take an amount of money and leave the credit card at home 
When I go shopping especially in the shuk, I plan to spend 25dollars for the vegetables anf fruits. So it is the only amount of money I have with me.
I ...

Budgeting and leaving the credit card at home  Not rated yet
As a student, budgeting is a kind of safety belt so I don't use money for useless items. Each month, bills, groceries shopping are organized. I'll always ...

Mrs. Laitin  Not rated yet
Buy bulk snack for kids. Make little packages for the whole week to take to school. Send kids to school with lunches instead of ordering hot lunch. Instead ...

A New Way of Living  Not rated yet
I am a baby boomer who never thought I would have to rechart my course in midlife! Well....it is a challenge but it has brought unexpected happiness as ...

Our cleaner helps  Not rated yet
Our dry cleaner offers a 5% discount if you pay when you bring the clothes in (instead of paying when you pick them up), so we always pay when we drop ...

[Cheap Entertainment]   Not rated yet
My kids love to be entertained, like anybody else's kids. In order to cut back on expenses I only choose entertainment that is either free, or relatively ...

Buy in Bulk  Not rated yet
Rather than shop for what I need for the week, for say... Shabbos, I look for sales on the items that I need and buy enough for several weeks ahead. A ...

Mrs. Rosenberg  Not rated yet
There are three parts to our money-saving schemes:
1) I only take out a set amount in CASH every two weeks (per pay check) that I use on ALL household ...

Fabric Softener  Not rated yet
Instead of using fabric softener, put one cup of vinegar in the rinse cycle.

Be Very Picky About What You Let Into Your Life!  Not rated yet
We try not to spend money on things that aren't neccessities or have value in other ways.

A- We go shopping with a goal in mind (never for pleasure!...

Budgeting with the Envelope System  Not rated yet
My husband and I decided we were going to only use cash. We made a budget and once a month I get the cash for the month. I divide it up into envelopes ...

Susan Michlin  Not rated yet
My husband and I decided we were going to only use cash. We made a budget and once a month I get the cash for the month. I divide it up into envelopes ...

Cash Out  Not rated yet
This is a super simple but extremely effective tip. Pay with cash all the time. Groceries, household, home repair, entertainment, eating out, etc. Determine ...

Buy generic  Not rated yet
I hardly ever buy brand name products - I buy generic versions of everything, from yogurt to paper towels. This saves me $10 to $15 on an average weekly ...

Stretching a chicken  Not rated yet
I have the butcher cut my chickens up into eighths, and use the bones for the soup. THEN I de-bone the chicken from the soup, and freeze the pieces. When ...

Mrs Avraham  Not rated yet
When we get paid I automatically put aside the maaser (tithe 10%) and the savings into the savings account (10%) and I use the rest to pay the bills, and ...

Grocery shopping  Not rated yet
Hi. I would like to share with you one way we are able to keep the grocery expenses under control.
First of all, we try to go grocery shopping once a ...

Link to an Article on Kosher.com  Not rated yet
My good friend Chana Billet wrote the following very practical and ingenious article on Strategies for Keeping Kosher on a budget!

http://www.kosher....

Only make a percentage of the income available for spending.  Not rated yet
We work solely from the checking account. We don't use credit cards and rarely use cash. The paycheck gets deposited into checking, and that's how much ...

The Frugal Shopper  Not rated yet
Before you go food shopping, write out a menu for the upcoming week that includes every ingredient you will need. Shop from that list and avoid any temptation ...

BL  Not rated yet
Use cash instead of writing cheques or in-bank bill paying services. I know one family who saved $600 for just one month by eliminating everything but ...

Search the Web  Not rated yet
Before making a purchase, compare prices on line. Some sites offer free shipping and some offer bulk purchases.

Bulk Discount Buying  Not rated yet
Buy a larger quantity of the item you need when it's on sale.

budgeting  Not rated yet
To come up with a simple budget you can live with and then use small envelopes and put cash in each one to be used during the month. It has worked for ...

Coupons  Not rated yet
My local market celebrated it's ten year anniversary with coupons. They were printed in multiple publications. I cut out as many as I could. I've already ...

Mrs. Ruth Berman  Not rated yet
With the economy the way it is, I really try to stick to going to the store once a week for shopping for grocery. If we run out of it we wait a few days ...

Cook once for two separate meals  Not rated yet
When we're tight on money, I try to use cooking ingredients, especially meat, for more than one meal.

I can purchase ground beef when it's on sale and ...

cloth diapers  Not rated yet
Disposable diapers can be so expensive, especially when you are buying for more than one child. I bought cloth diapers to use this time around. It can ...

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